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Fiscal Wizard · Single-issue tearsheet

FISV / Oct 1, 2026 Run #19171
Paper trade

FISV

Fiserv, Inc.

Composite verdict

D 36.4 / 100
Bearish setup · Trend Following 13 drivers · 5 gates blocking
  • Rate of Change
  • Accumulation/Distribution Line
  • Elder Force Index
Consider long put target Δ ~0.70 · ~35 DTE Bearish setup, Grade A → ITM put target
rescore-sweep
Technical synthesisRegime: volatile range
Bull 0%Evidence: High · 19 signals100% Bear
Momentum Bearish 1Mean-reversion Neutral 50

No notable composite patterns — the signals don't cluster into a named setup right now.

Where value comes from
Asset value $48.50Earnings power value $47.75Price $45.38

Trading below its asset value ($48.50/share) — deep value, but check for a melting balance sheet.

Fundamentals Strong

72.8 / 100

Score-bearing fundamentals shown here exclude gate-only risk checks. · 35 metrics shown.

Strongest
Weakest
Earnings Yield 100
OCF to Net Income 0
EBITDA Margin 100
Asset Turnover 0
FCF Margin 100
Return on Invested Capital 5

Technicals Bearish

0.0 / 100

Bearish setup leads (Rate of Change, Accumulation/Distribution Line, Elder Force Index); bulls gated by guards. · 44 signals shown.

Strongest
Weakest
Rate of Change 8
Elder Force Index 11
Accumulation/Distribution Line 11

Risk Gates

5 blocking 9 caution

5 guards active, 22 signals gated.

Altman Z-Score Blocking

Bottom-band Altman Z blocks bullish signals — distress risk.

ADX Trend Weakness Blocking

Weak trend strength blocks trend-following signals in either direction.

MA Crossover Blocking

Blocks counter-regime signals only when the MA crossover agrees with the long-term regime.

Realized Volatility Regime Blocking

High-vol regime mutes mean-reversion signals; low-vol regime mutes breakout signals.

Breakdown

Look under the hood

Empty pane

Pick a category, above, to crack it open.

Every chip in either subscore card drills into the metrics or signals that fed it — including the formula, the threshold band, and what the current reading means for FISV.